Mortgage Confidential: What You Need to Know That Your Lender Won’t Tell You
Mortgage Confidential is an insider’s look at the mortgage process for anyone concerned with getting the best deal (and not being taken advantage of) while financing their home. The book goes beyond the basics, revealing the options lenders don’t often divulge to their clients, what they really look for before they approve a loan, which costs they have control over, little-known sources of down payment money, and whether to trust loan officers recommended by Realtors. The book tells readers everything their lender won’t, including how to:
* qualify for a larger loan
* avoid credit repair scams
* complete the loan application to maximize the chances of approval
* pay zero closing costs
* avoid origination charges
* determine whether paying “points” can save them money
* know when a loan officer is lying
* identify a “rip-off” loan program
* and more!
Whether looking into securing a mortgage for the first time or seeking to refinance, Mortgage Confidential gives readers the confidence and information they need to get through this complicated process and find the ideal loan for their needs.
Customer Review: An invaluable guide.
David Reed’s MORTGAGE CONFIDENTIAL: WHAT YOU NEED TO KNOW THAT YOUR LENDER WON’T TELL YOU tells everything a lender won’t about what they really look for in an application before approving a loan, and is a pick for any solid real estate collection and for any who would understand the loan process. From qualifications for different size loans to avoiding scams and maximizing chances for loan approval, MORTGAGE CONFIDENTIAL is an invaluable guide.
Customer Review: great mortgage information
I’d read a good review of this book before buying it, but I was surprised at how much useful information is in the book – highly recommended even if you think that you’re pretty knowledgeable about mortgages.